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femhrt Cost Without Insurance: What You’ll Actually Pay in 2026

HI
The HRT Index Editorial TeamIndependent women's health research
Published: Last reviewed:
Editorial research — not medically reviewed by a clinician. Why this label

Brand-name femhrt is no longer marketed in the U.S., but FDA-approved generic versions remain available. On August 1, 2026, SingleCare displayed $25.76–$44.52 with a discount card and $46.20–$84.56 at retail for 28 tablets of the 1 mg/5 mcg generic. Cost Plus Drugs published a medication-only price working out to about $9.53 per 28 days.

Here’s the part nobody tells you. At one of those four pharmacies, the discount card cut the price by 66%. At another, it cut it by 3.6%.

Same drug. Same published table. Same card.

We’ll show you which was which — and why it matters more than any coupon code you’ll find today.


How much does femhrt cost without insurance in 2026?

What you foundWhat it actually means
$9.07 – $9.53 per 28 daysCost Plus Drugs' published medication price for a 90-tablet bottle. Shipping and the final checkout total are not included.
$25.76 – $44.52Discount-card prices for 28 tablets of the 1 mg/5 mcg generic, across four major pharmacies (SingleCare, August 1, 2026)
$46.20 – $84.56The retail benchmark for those same four pharmacies, same table, same day
About $836A legacy listing for 140 tablets of the no-longer-marketed brand. Not a benchmark for anything you can fill today.
⚠️ Before you compare a single price: brand-name femhrt is no longer marketed. Find the exact generic name, the strength, and the tablet count on your prescription first. Those three things decide whether two quotes are even comparable. Pharmacy, ZIP code, stock, and how you pay change the total on top of that.

🧮 Already have a quote?

Put the total and the tablet count into our femhrt 28-Day Price Checker and see what it really costs per month and per year — and how it stacks against everything in the table above.

Check my quote per 28 days →No signup. No health questions.

Is this you?

This page is for you if:

  • Your pharmacy said femhrt is discontinued and you don’t know what happens to your prescription
  • You’re paying cash, between insurance plans, or haven’t hit your deductible
  • You got handed a box that says Fyavolv or Jinteli and want to know if it’s the same thing
  • You saw a price online and can’t tell if it’s for 28, 84, 90, or 140 tablets

This page is not enough if:

  • Your bottle says estradioland norethindrone acetate — that’s a different medicine. Go to our Mimvey cost breakdown instead.
  • You’ve had a hysterectomy. This is a combination estrogen-plus-progestin product made for women who still have a uterus.
  • You have new or unexplained vaginal bleeding. That needs a clinician before it needs a price comparison.
  • You’re deciding whether to take hormone therapy at all. Start with HRT benefits and risks.

The HRT Indexis the independent decision resource for online menopause and HRT care — comparing telehealth providers on clinical legitimacy, care quality, medication fit, price transparency, and access, with every claim verified and dated, so women can choose the path that fits their situation before their first consult.


Is femhrt discontinued?

Yes. The FDA withdrew approval of femhrt (NDA 021065) effective October 5, 2023. The sponsor — Allergan Pharmaceuticals International Limited, care of AbbVie — notified the FDA in writing that the product was no longer marketed and asked the agency to withdraw the approval. The withdrawal covered both strengths: 0.0025 mg/0.5 mg and 0.005 mg/1 mg.

We read the notice ourselves. It’s in the Federal Register, Volume 88, Number 170, pages 60690–60691, published September 5, 2023 (Docket No. FDA-2023-N-3549). femhrt appears in a table of 35 applicant-requested withdrawals, alongside drugs like Pravachol, Ultram, and Niaspan.

Three things in the record matter to you, and almost nobody explains them:

1. This was not a safety withdrawal.The 2023 notice tells you the sponsor asked for it after reporting the product was no longer marketed. But the notice by itself doesn’t settle the safety question — a separate FDA record does. The FDA has issued determinations that the femhrt reference products were not withdrawn from sale for reasons of safety or effectiveness.That ’s the finding that matters, and it’s not a technicality: it’s the exact determination that allows the FDA to keep approving the generic versions you can still fill today. If the agency had found a safety problem, it would have started proceedings to pull those generics too.

2. The withdrawal was made “without prejudice to refiling.” That’s the FDA’s own language in the notice. It means the withdrawal doesn ’t block a future application. It does not mean femhrt is coming back, and we ’re not suggesting it will.

3. Pharmacies were allowed to keep selling what they already had.The notice says products in inventory on October 5, 2023 “may continue to be dispensed until the inventories have been depleted or the drug products have reached their expiration dates.”

That third point is why this got so confusing. femhrt didn’t vanish overnight. It drained out of the supply chain slowly, pharmacy by pharmacy, however long each one’s stock lasted. Price databases kept their listings. Search results kept their pages. And in 2026 you can still find major health sites listing femhrt as a current option.

It isn’t one. But the medicine you were taking is still made — just wearing a different label.

What “discontinued” does not mean

→ See the current generic names, strengths, and tablet imprints


The right medication isn’t the same for every woman

The right online HRT provider isn’t the same for every woman — it depends on your symptoms, your age and whether you have a uterus, your medication route preference (patch, pill, gel, or vaginal estrogen), your risk history, your insurance or cash-pay situation, and your state. Some situations belong with an in-person clinician first. Because a general answer can’t resolve those for you, use The HRT Index’s Find My HRT Path tool to match your situation to the right provider — and to flag when online care isn’t the right starting point — before your first consult.

Current generic prices by pharmacy and quantity

FDA-approved generic versions of the femhrt prescription were published across a wide range on August 1, 2026: about $9.53 per 28 days from a direct-cash pharmacy (medication only, before shipping), $25.76–$44.52 for 28 tablets with a discount card at four major chains, and $46.20–$84.56 at retail benchmarks for those same chains. Larger fills generally cost less per 28 days.

Every figure below has been converted to the same unit — one 28-day supply at one tablet daily— so you can actually compare them.

The 1 mg/5 mcg generic

SourcePharmacyTabletsPrice shownPer 28 daysPrice type
Cost Plus DrugsDirect cash90$30.63$9.53Medication only — shipping and final checkout total not included
SingleCareCVS28$75.88$75.88Retail benchmark
SingleCareCVS28$25.76$25.76Discount card
SingleCareWalmart28$46.20$46.20Retail benchmark
SingleCareWalmart28$44.52$44.52Discount card
SingleCareWalgreens28$79.24$79.24Retail benchmark
SingleCareWalgreens28$36.96$36.96Discount card
SingleCareKroger28$84.56$84.56Retail benchmark
SingleCareKroger28$35.63$35.63Discount card
WellRx (ZIP 77381)CVS84$58.59$19.53Discount card
WellRx (ZIP 77381)Kroger84$68.18$22.73Discount card
WellRx (ZIP 77381)Walgreens84$89.82$29.94Discount card
WellRx (ZIP 77381)Walmart84$114.75$38.25Discount card
Drugs.comCash listing90$83.01$25.83Cash "from" price

The 0.5 mg/2.5 mcg generic

SourceTabletsPrice shownPer 28 daysPrice type
Cost Plus Drugs90$29.15$9.07Medication only — shipping and final checkout total not included
SingleCare28$32.46$32.46Recurring card price. A one-time $3 signup credit can drop a first fill to $29.46 — that's not your refill price.
Honeybee Health28$75.00$75.00Direct cash. Requires an existing prescription; the manufacturer shipped can vary.

All figures captured August 1, 2026 from the named published source. We converted larger fills using: total ÷ tablets × 28. None of these was confirmed by a purchase or a phone call to a pharmacy.

We keep the two strengths in separate tables on purpose.Which strength you take is a clinical decision your prescriber already made. It’s not a shopping choice, and we won’t lay these out in a way that tempts you to switch to whichever looks cheaper.

What counts as a “real” price

Not all numbers are equal. From most reliable to least:

  1. A final total your pharmacist confirms out loud, for your exact prescription, today
  2. A completed checkout total at a direct-cash pharmacy, shipping included
  3. A current discount-card quote for that exact strength, quantity, and pharmacy
  4. A published medication-only price with shipping still to be added
  5. A recent aggregate benchmark, like the retail columns above
  6. A headline “as low as” number with no pharmacy, ZIP, or quantity attached
  7. A legacy listing for a product that’s no longer marketed

Most pages you’ll land on are showing you number 6 or number 7 and calling it the price.

How much does Fyavolv cost without insurance?

Fyavolv is Lupin’s FDA-approved generic version, marketed in both strengths. On August 1, 2026, SingleCare’s Fyavolv page displayed a retail figure as high as $81.71 for 28 tablets of the 1 mg/5 mcg strength and a card price of $29.53 on refills. Cost Plus Drugs lists a 90-tablet pack of the same generic — $30.63 for the 1 mg/5 mcg and $29.15 for the 0.5 mg/2.5 mcg, medication only, before shipping.

If you were handed a box marked Fyavolv, price it under that name andunder the plain chemical name. They’re often listed separately, at different prices, on the same site.

How much does Jinteli cost without insurance?

Jinteli is Teva’s FDA-approved generic in the 1 mg/5 mcg strength. On August 1, 2026, SingleCare’s Jinteli page displayed an average around $90.16 for 28 tablets and a lowest displayed price of $29.46 — which includes a one-time $3 signup credit, so the recurring refill price is about $3 higher. Drugs.com displayed a 90-tablet cash listing at $83.01, or roughly $25.83 per 28 days.

Same active ingredients as Fyavolv, same strength — different company, different tablet, sometimes a different price on the same day.

🧮 Two quotes and no idea which is better?

The 28-Day Price Checker compares them side by side, including shipping and any membership fee, and tells you the real difference per fill and per year.

Compare my two quotes →

What we can’t do for you

We’ll be straight with you: we can’t give you one femhrt price, and any page that hands you a single confident number is guessing.

Look at the tables again. The same medicine, on the same day, ran from about $9.53 per 28 days at a direct-cash pharmacy to $84.56 at a retail counter. That’s close to a nine-fold spread. There is no national price. There’s no “average” that would help you plan. If you came here wanting one number, we don’t have it — and neither does anyone else. They just haven’t told you.

If you genuinely need one predictable number every month, a direct-cash pharmacy with a posted price is your best shot — skip to where to fill it. Or start with our full HRT cost guide, which covers care fees too.

But here’s why that spread is good news.

Every one of those rows is an FDA-approved product with the same active ingredients, the same strength, and the same dosage form. The difference isn’t the medicine. It’s which counter and which payment route— and both of those are things you control, today, for free, without asking anyone’s permission.

Knowing which lever you’re standing on beats knowing what one stranger paid once. So let’s go through the levers.


Why does the same coupon save 66% at one pharmacy and 4% at another?

Because discount cards negotiate separately with each pharmacy chain, the savings are wildly uneven — and “just use a coupon” turns out to be weak advice at some pharmacies. In SingleCare’s own four-pharmacy table on August 1, 2026, the card cut CVS’s retail benchmark by about 66% and Walmart’s by about 3.6%.

We ran the math on their published numbers. Here it is:

PharmacyRetail benchmarkWith the cardDifference% off
CVS$75.88$25.76$50.1266.1%
Kroger$84.56$35.63$48.9357.9%
Walgreens$79.24$36.96$42.2853.4%
Walmart$46.20$44.52$1.683.6%

The HRT Index’s arithmetic, using SingleCare’s published August 1, 2026 figures. Median individual saving: $45.61, or about 55.6%. These are published benchmarks, not confirmed counter transactions.

Read the Walmart row again. The card moved the price by $1.68.

Now look at what that row is really telling you. Walmart had the lowest retail benchmark of the four— $46.20, about $30 below CVS. Its card barely improved on it. Meanwhile CVS started $30 higher and ended up the cheapest of all four once the card was applied.

So the pharmacy with the best sticker price was the worst deal, and the pharmacy with the worst sticker price was the best one. You could not have guessed that from the outside. Neither could we, until we put both columns next to each other.

The takeaway isn’t “use a coupon.” It’s get both numbers at the same counter.

Ask the pharmacist for the plain cash price and have them run a discount card, then pick the lower one. It costs you one extra sentence. In this table, the largest gap between the two was $50.12 per 28-day fill — about $651.56 across 13 fills covering 364 days.

💡 Do this before you pay: pull up your exact strength and tablet count on GoodRx and SingleCare — both free, and neither one pays us anything — then ask the pharmacist to compare both against the pharmacy’s own cash price. Online prices are estimates, so confirm the final total at the counter before you transfer anything.

What a discount card actually is

It isn’t insurance. It’s a cash transaction processed through a discount network instead of your health plan. A few things follow:


Why do some sites say femhrt costs $836?

Because that listing is for 140 tablets of the no-longer-marketed brand — five 28-tablet cards at once. Drugs.com lists brand femhrt 0.5 mg/2.5 mcg at $835.59 for 140 tablets, which works out to about $167.12 per 28 days. It is a legacy listing for a product that is no longer marketed, not a benchmark for a fill you can get today.

This is the most alarming number in the search results and the least useful one. Here’s the honest comparison:

What you’re looking atPer 28 days
Legacy brand femhrt listing (140 tablets)$167.12
Generic with a discount card, 28 tablets$25.76 – $44.52
Generic 84-tablet fill, normalized$19.53 – $38.25
Generic direct-cash, 90 tablets, medication only$9.07 – $9.53

Against the 28-tablet card range, the legacy listing is roughly 3.8 to 6.5 times higherper 28 days. Against the direct-cash medication price, the gap is far wider still — though that one needs shipping added before it’s a fair fight.

If a page shows you a three-figure femhrt price without mentioning that the brand was withdrawn in 2023, you’re looking at a legacy database entry. Don’t plan around it.


Is this the same thing as birth control? Why do some listings say $12?

No. femhrt and its generics contain norethindrone acetate and ethinyl estradiol at menopause doses — 5 or 2.5 micrograms of ethinyl estradiol. The Junel, Larin, Microgestin, and Loestrin 1/20 and 1.5/30 formulations contain the same two ingredients at 20 or 30 micrograms of ethinyl estradiol and are approved to prevent pregnancy, not to treat menopause symptoms. Some very low prices listed under this ingredient pair are contraceptive formulations.

This is the trap we’re most worried about, and the major price pages we reviewed didn’t put a warning about it anywhere near their price comparisons.

Ethinyl estradiolis a lab-made estrogen — the estrogen used in combined birth control pills, measured in micrograms (thousandths of a milligram). Norethindrone acetate is a synthetic progestin, a hormone that acts on the same receptors as progesterone. Put them together and you get very different products depending on the labeled dose:

ProductNorethindrone acetateEthinyl estradiolMultiple of the femhrt 1/5 doseApproved for
Generic femhrt / Jinteli / Fyavolv 1 mg / 5 mcg1 mg5 mcgMenopause symptoms + bone loss prevention
Generic femhrt / Fyavolv 0.5 mg / 2.5 mcg0.5 mg2.5 mcg0.5xMenopause symptoms + bone loss prevention
Junel / Larin / Microgestin / Loestrin 1/201 mg20 mcg4xPreventing pregnancy
Junel / Larin / Microgestin / Loestrin 1.5/301.5 mg30 mcg6xPreventing pregnancy

Against the lower menopause strength, that 1.5/30 pill carries twelve times the labeled ethinyl estradiol dose.

Why this keeps happening:the price tools file them together. One major coupon site puts Jinteli in the same product menu as Junel 1/20, Junel 1.5/30, Larin, Loestrin and Microgestin, with a strength dropdown that mixes 1 mg/5 mcg and 0.5 mg/2.5 mcg right in among 1 mg/0.02 mg and 1.5 mg/0.03 mg. Drugs.com files the whole ingredient pair under its contraceptives drug class. GoodRx does answer this directly — its femhrt page states plainly that femhrt isn’t used for birth control — but that answer sits in a dropdown at the bottom of the page, not beside the price, which is where the mistake actually gets made.

So here’s how to check. Don’t go by the name. Confirm all four of these:

  1. Both active ingredients — norethindrone acetate and ethinyl estradiol
  2. The exact strength — 0.5 mg/2.5 mcg or 1 mg/5 mcg
  3. The dosage form — oral tablet
  4. The tablet count in the pack you’re being quoted
If the listing says 20 mcg, 30 mcg, 0.02 mg, or 0.03 mg, that’s a contraceptive formulation. It isn’t a cheaper version of your medication, and it isn’t something to swap in to save money.

🧮 Not sure what you’re looking at?

Type the strength printed on your box into the 28-Day Price Checker. If it isn’t 1 mg/5 mcg or 0.5 mg/2.5 mcg, it’ll flag it before you compare a single price.

Check my strength and my quote →

What replaced femhrt, and is it really the same medicine?

Several FDA-approved generic versions contain the same two active ingredients at the same strengths. Lupin describes Fyavolv as the AB-rated generic equivalent of femhrt, approved for moderate to severe menopausal vasomotor symptoms and prevention of postmenopausal osteoporosis. Teva markets Jinteli. Glenmark and Nivagen market unbranded versions. All require a prescription, and none are controlled substances.

AB-ratedis the FDA’s way of saying two products are therapeutically equivalent — same active ingredients, strength, dosage form and route, and the manufacturer has met the FDA’s bioequivalence requirements. AB rating supports substitution at the pharmacy, subject to your prescription, state law, payer rules, product availability, and pharmacy practice.

That does not mean the tablets are literally identical. Inactive ingredients, color, shape, imprint, and packaging differ by manufacturer.

NameLabelerStrengthWhat the tablet looks like
femhrt (brand, no longer marketed)Was Warner Chilcott, then Allergan/AbbVie0.5 mg/2.5 mcgWhite oval, WC 145
femhrt (brand, no longer marketed)Was Warner Chilcott, then Allergan/AbbVie1 mg/5 mcgWhite D-shaped, WC 144
FyavolvLupin0.5 mg/2.5 mcgWhite to off-white round, F51 / LU
FyavolvLupin1 mg/5 mcgBlue round, F52 / LU
JinteliTeva1 mg/5 mcgWhite round, B / 125
Unbranded genericGlenmark0.5 mg/2.5 mcgLight pink round, D5
Unbranded genericGlenmark1 mg/5 mcgWhite to off-white round, D6
Unbranded genericNivagen0.5 mg/2.5 mcgLight yellow round, N1
Unbranded genericNivagen1 mg/5 mcgWhite round, N2

Compiled from each manufacturer’s current FDA prescribing information and product catalog, reviewed August 1, 2026.

This is why your new box looks nothing like your old one.If you took a white D-shaped tablet for years and now you’re holding a blue round one, that’s consistent with an approved generic from a different manufacturer.

But don’t take our word for your specific bottle. Before you take an unfamiliar tablet, ask the pharmacist to confirm the product name, the strength, and the imprint against your prescription. It takes thirty seconds and it’s the right habit every time a pill changes.

It’s still unsettling when it happens without warning. One woman wrote on WebMD’s review page for this drug that she had taken Jinteli for twenty years and that recently “the pharmacy substituted it for Fyavolv.” No heads-up. That reaction is completely reasonable.

A note on that review, because we’d rather over-explain than mislead you. The same reviewer goes on to say the substitute worked less well for her. That’s one person’s experience, not evidence about AB-rated equivalence, and we’re not presenting it as such. We’ll also flag something we noticed: WebMD’s review page for this drug lists Amabelzamong its brand names — and Amabelz contains estradiol, a different estrogen. Some reviews on that page are about a different medicine. Read drug reviews with that in mind.

The one question to ask about your prescription

Whether you can get the lower-priced version can come down to a detail most people never look at: whether your prescription allows substitution.

A “dispense as written” instruction, or one naming a specific manufacturer, can restrict what the pharmacy is allowed to hand you — even if an approved alternative is on the shelf.

Ask: “Does my prescription, my state’s rules, and my coverage allow you to substitute another approved manufacturer’s version?”


Does a bigger fill cost less?

Often, yes — but it isn’t automatic, and your prescriber has to authorize the quantity. In one ZIP code on August 1, 2026, 84-tablet discount-card totals worked out to $19.53–$38.25 per 28 days. A 90-tablet cash listing came to about $25.83, and a direct-cash 90-tablet medication price came to about $9.53 before shipping.

What you’re buyingTotalPer 28 days
90 tablets, Cost Plus Drugs (medication only, 1 mg/5 mcg)$30.63$9.53
84 tablets, CVS (WellRx, ZIP 77381)$58.59$19.53
84 tablets, Kroger$68.18$22.73
90 tablets, cash listing (Drugs.com)$83.01$25.83
28 tablets, best card price that day (CVS)$25.76$25.76
84 tablets, Walgreens$89.82$29.94
84 tablets, Walmart$114.75$38.25

The cheapest 84-tablet route came in at $19.53 per 28 days — that’s $6.23 less per 28 days than the best single-month card price we found, or about $80.99 across 13 fills covering 364 days. These are two different sources and two different configurations, so treat it as a reason to ask, not a guarantee.

One 84-tablet pickup also replaces three 28-tablet pickups — two fewer trips over that stretch.

⚠️ 84 tablets is not a 90-day supply

This trips people up constantly, and it’s why so many online prices look wrong.

At one tablet daily— the dose the FDA label specifies — the math is simple and unforgiving:

Count tablets, not months.

And if you want a true annual figure: 13 packs of 28 tablets cover 364 days. Twelve packs cover 336 days — 29 days short of a year. So multiply a 28-day price by 13, not 12.

Before you ask for a bigger fill, check:

📋 Take this to the counter.

Six questions your pharmacist can answer in about two minutes, and the answers change what you pay. Question six is the one almost nobody asks.

Open the pharmacy script →

What to ask the pharmacist

Copy this. Read it out loud if that’s easier.

“I’m paying without insurance. I’d like to sort out the best price before you fill it.”
  1. “Is the price you quoted for 28 tablets, or a larger pack?”
  2. “Is that total the plain cash price, an insurance price, or a discount-card price?”
  3. “Which manufacturer’s version do you have in stock — Teva, Lupin, Glenmark, or Nivagen — and can you price the others?”
  4. “What’s your plain cash price, and what does it come to if you run this discount card?”
  5. “Is this the 1 mg/5 mcg or the 0.5 mg/2.5 mcg?”
  6. “What’s the largest quantity my prescription authorizes and you can actually dispense — 84, 90, or another count — and what does that work out to per 28 days?”

No arguing, no haggling. You’re asking them to show you numbers they already have.


Where can I fill the current generic?

Any pharmacy that stocks it can fill an FDA-approved generic version with a valid prescription. On August 1, 2026, the lowest published medication-only price we found was at Cost Plus Drugs — $30.63 for 90 tablets of the 1 mg/5 mcg and $29.15 for 90 tablets of the 0.5 mg/2.5 mcg — with shipping and the final checkout total added separately. Stock is not guaranteed anywhere, so confirm before you transfer a prescription.

Your realistic routes:

RouteWhat it looks likeWhat to watch
Your current pharmacyAsk for the cash price and run a discount card against itThe 66%-vs-3.6% problem above. Get both numbers.
A different local chainSame prescription, transferredConfirm stock and final total before transferring
Direct-cash mail pharmacyPosted medication price, prescription sent or transferredShipping and tax at checkout; the manufacturer shipped can vary; delivery time
A larger authorized quantity84 or 90 tablets instead of 28Needs your prescriber to write it that way

One honest caveat about the direct-cash route: the published price is for the medication. It is not the delivered total. Add shipping, complete the checkout, and compare thatnumber against your local card price. We didn’t complete a purchase, so we can’t tell you what the final figure is for your address.

🧮 Comparing a mail-order price against your local pharmacy?

Add shipping into the 28-Day Price Checkerand it’ll do the comparison properly, per fill and per year.

Compare mail order vs. my pharmacy →

Is there a manufacturer coupon or patient assistance program?

We found no current savings program for femhrt, Fyavolv, Jinteli, or the unbranded generics in the official manufacturer and assistance sources we checked on August 1, 2026. Glenmark states on its own website that it has no active copay assistance programs. The original brand is no longer marketed, so there’s no active original-brand savings program to fall back on.

Here’s what kinds of help exist in general, so you can spot the difference:

Program typeWho runs itWho usually qualifies
Manufacturer copay cardThe drug companyOften people with commercial insurance only
Patient assistance programDrug company or a foundationUsually income and coverage rules apply
Prescription discount cardA third-party networkCash-paying customers, subject to the card's terms and pharmacy participation
Pharmacy membershipThe pharmacy or retailerMembership terms vary; the fee eats into the savings

Discount cards are one route here. So are direct-cash pharmacy prices, a larger authorized quantity, and — where they apply — insurance or Medicare Extra Help.

Be careful of sites that charge you to “find” a coupon. The discount cards compared on this page are free to access. If a site wants a fee, promises a guaranteed nationwide price, or offers to sell you prescription medication without a prescription, close the tab.

One honest caveat: proving a negative is harder than proving a positive. We checked the published manufacturer and assistance sources as of August 1, 2026 and found nothing. We did not reach a company representative by phone.


Does insurance, Medicare, or an HSA cover it?

Coverage and tier vary by plan, so your own formulary is the only reliable answer. If you’re on Medicare, you can pay cash with a discount card instead of using your Part D benefit — but that purchase won’t count toward your deductible or your out-of-pocket maximum. Prescription medication is generally an eligible HSA and FSA expense.

If you have commercial insurance:search the generic name — norethindrone acetate and ethinyl estradiol — and also the current marketed names Fyavolv and Jinteli. Formulary naming varies between plans, and searching only a withdrawn brand name may not return what’s actually covered.

If you have Medicare: you’re allowed to skip your Part D benefit and pay cash. Sometimes that’s cheaper. Two things to weigh first:

If you have an HSA or FSA:prescription medication is generally an eligible medical expense. IRS Publication 969 covers the account rules for HSAs and health FSAs; Publication 502 covers what counts as a medical expense. Keep the receipt, and check your plan administrator’s rules.


What if I still can’t get it, or don’t have a prescriber?

If your prescription has run out, your prescriber has retired, or your pharmacy can ’t source any version, you need a clinician before you need a price. What a prescriber can do here is specific: rewrite the prescription for a currently marketed generic, authorize a larger quantity, allow substitution, or choose a different product if supply becomes a problem.

One thing to be clear about, because it changes how you should read everything below: the provider prices in this section are visit and care fees. They are not prices for this medication. Wherever your prescription is sent, the dispensing pharmacy sets the drug price — so ask any service where the prescription goes and what that pharmacy charges.

Before you go looking for a new prescriber, ask your current one three things:

  1. “Can you rewrite this for a currently marketed generic?”
  2. “Can you write it for a larger quantity — 84 or 90 tablets — if the pharmacy can dispense it?”
  3. “If this becomes hard to get, what backup would you want me to ask about?”

Most women never ask the third one. It’s the one that prevents the panic phone call six months from now.

If you don’t have a prescriber, or you can’t get an appointment, a licensed telehealth clinician may be able to evaluate you and prescribe a currently marketed generic, where the service operates in your state and the clinician determines it’s appropriate.

Affiliate disclosure: the two links below are affiliate links. If you sign up, we may earn a commission at no cost to you. It doesn’t change what we’ve written — see our affiliate disclosure.

Two prescriber-access options, and what we could and couldn’t verify

 SesameMidi Health
Published visit priceMenopause treatment advertised from $59/month$250 initial, $150 continued care (self-pay)
Takes insuranceCash-pay modelIn network with most PPO plans — coverage varies
MedicareNot available. Terms require confirming you are not a Medicare, Medicaid, or TRICARE beneficiaryMedicare beneficiaries self-pay only; cannot submit Medicare claims
MedicaidNot availableCannot treat Medicaid or Medi-Cal patients at all, even self-pay
Medication costNot included. Priced separately by the dispensing pharmacyNot included. Priced separately by the dispensing pharmacy
Prescription guaranteed?No. Clinical decision.No. Clinical decision.
Can they prescribe this exact generic?Not verified by us — ask at intakeNot verified by us — ask at intake
Last checkedAugust 1, 2026August 1, 2026

If you’re paying cash and you need someone to look at a straightforward refill, Sesame is the lower-cost entry point of the two on published visit pricing.

Check whether Sesame can prescribe this generic in your state

Not an option if you have Medicare, Medicaid, or TRICARE — their terms exclude it. Use Midi below, or your existing clinician.

Check Sesame availability →

If you’d rather run the visit through your insurance, Midi is in network with most PPO plans, so the visit may cost you a copay instead of the full self-pay rate.

See if Midi is in network with your plan

Midi does not treat Medicaid or Medi-Cal patients, even on a self-pay basis. If that’s you, a community health center or your existing clinic is the right route.

Check Midi network coverage →
Why our compounded-medication partners aren’t on this page: femhrt’s replacements are FDA-approved products. Compounded hormones are prepared by a pharmacy and are not FDA-approved — the FDA does not evaluate them for safety, effectiveness, or quality before use. Those are two different categories and we don’t mix them on a page about an FDA-approved prescription. If you want to understand the difference, start with Find My HRT Path.

What does the current FDA label say?

Approved uses are the same across the marketed generics: treatment of moderate to severe vasomotor symptoms due to menopause, and prevention of postmenopausal osteoporosis, in women with a uterus, at one tablet daily. But each manufacturer maintains its own label with its own revision history — so “the current label” depends on whose product you were given.

LabelerProductLabel status as reviewed August 1, 2026
LupinFyavolvCurrent label revised January 2026. Recent major changes include boxed warning (5/2023) and malignant neoplasms (11/2023). Boxed warning carries all four headings.
TevaJinteliFDA-approved ANDA product, 1 mg/5 mcg. Check the insert in your box for its revision date.
GlenmarkUnbranded genericAB-rated products cataloged in both strengths. Check the insert for its revision date.
NivagenUnbranded genericLabel stamped "Iss. 08/2022, Rev D." Recent major changes list one entry: malignant neoplasms, 11/2017.

The four boxed warning headings on the current Fyavolv label are: cardiovascular disorders, breast cancer, endometrial cancer, and probable dementia.

Why this is worth your attention right now.The FDA began asking manufacturers to update menopausal hormone therapy labeling in November 2025 and approved a first batch of six products in February 2026. Those changes happen product by product, as each is approved. If you’ve seen headlines saying the FDA “removed the warning from hormone therapy,” that’s the announcement — not necessarily the insert in your box. Read the label your product actually carries, and ask your prescriber what it means for you.

A few facts worth knowing:

About hormone blood tests

The label says plainly, in section 5.17: “Serum follicle stimulating hormone (FSH) and estradiol levels have not been shown to be useful in the management of moderate to severe vasomotor symptoms.”

In plain terms: a blood hormone level isn’t the tool for deciding whether this medication is managing your hot flashes and night sweats. Serum estrogen numbers don’t reliably tell you how an individual woman is responding.

If you’ve been told “your estrogen level looks normal, so you probably don’t need this,” that’s a fair thing to bring back to your prescriber and ask about — specifically, what that result is being used to decide.

Contact a clinician before making a refill or medication decision if you have:

A price guide can explain how pharmacy billing works. It can’t tell you whether this medicine is right for you.


What we actually verified

You should be able to check our work — and see where it stops.

✓ What we read directly

  • The FDA withdrawal notice— Federal Register Vol. 88, No. 170, pages 60690–60691, September 5, 2023, Docket FDA-2023-N-3549. NDA 021065, both strengths, sponsor Allergan Pharmaceuticals International Limited c/o AbbVie, withdrawn effective October 5, 2023 at the sponsor’s request, including the inventory-depletion clause quoted above.
  • FDA prescribing informationon DailyMed for the marketed generics — approved uses, boxed warning headings, contraindications, strengths, tablet imprints, package sizes, section 5.17, section 17.1, and the listed interactions.
  • Every price row, from the named published source, on the date shown.
  • The labeled ethinyl estradiol dose of each contraceptive formulation named in the strength comparison.
  • The arithmetic.Every “per 28 days” figure and every percentage on this page is our own calculation from those published numbers. The formula is on the page so you can redo it.

✗ What we did not verify

  • We did not call a pharmacy or buy a prescription. Every price here is a published figure, not a completed transaction.
  • We did not complete a checkout, so no shipping-inclusive delivered total is confirmed.
  • We did not check every ZIP code. The 84-tablet figures are from one location; yours will differ.
  • We did not confirm stock anywhere. Nobody can do that from a webpage.
  • We have not verified that any telehealth service prescribes this specific product.
  • We did not reach a manufacturer representative by phone about assistance programs. We checked published sources.
  • No clinician reviewed this page.

How we work: this page was produced under The HRT Index Verification Standard— we read every published price, separate FDA-approved from compounded, verify state availability and insurance, and re-check on a fixed schedule. Prices here are re-checked monthly. Regulatory status and labeling are re-checked quarterly, or immediately if the FDA issues something new.

Update log
August 1, 2026 — Initial regulatory, labeling, and price verification.


Frequently asked questions

Is brand-name femhrt still available?
No. Brand-name femhrt is no longer marketed in the U.S. The FDA withdrew approval of NDA 021065 effective October 5, 2023, after the sponsor reported the product was no longer marketed. Pharmacies could dispense remaining inventory until it ran out or expired. FDA-approved generic versions are still marketed.
Why does one website say femhrt costs more than $836?
That listing is for 140 tablets of the no-longer-marketed brand — about $835.59, or roughly $167.12 per 28 days. It's a legacy listing. The generic with a discount card ran $25.76 to $44.52 for 28 tablets on August 1, 2026.
What is the generic name for femhrt?
Norethindrone acetate and ethinyl estradiol. It's marketed as Fyavolv and Jinteli, and as unbranded generics from manufacturers including Glenmark and Nivagen.
Is Jinteli the same as femhrt?
Jinteli is an FDA-approved ANDA product containing norethindrone acetate and ethinyl estradiol in the 1 mg/5 mcg strength, marketed by Teva. Same active ingredients and strength as the brand's higher strength. The tablet looks different — white and round, imprinted B and 125.
Is Fyavolv the same as Jinteli?
Both contain norethindrone acetate and ethinyl estradiol. Lupin describes Fyavolv as the AB-rated generic equivalent of femhrt, meaning the FDA determined it meets bioequivalence requirements. Fyavolv is marketed in both strengths; Jinteli in the 1 mg/5 mcg.
How much is 28 tablets without insurance?
For the 1 mg/5 mcg generic on August 1, 2026: $25.76 to $44.52 with a discount card and $46.20 to $84.56 at retail benchmarks, across four major chains. A 90-tablet direct-cash listing worked out to about $9.53 per 28 days before shipping.
Is 84 tablets a 90-day supply?
No. At one tablet daily — the dose the FDA label specifies — 84 tablets last 84 days, six days fewer than a 90-day fill. Plan by tablet count, not by months.
Can I use GoodRx or SingleCare without insurance?
Yes. Discount cards are designed for cash-paying customers and are free to access at participating pharmacies, subject to each card's terms. They're processed as cash transactions rather than through insurance, so you generally can't combine the two.
Does a coupon purchase count toward my deductible?
Often not, because it's processed as a cash transaction outside your plan. Ask your insurer directly whether a cash purchase can be submitted for credit toward your deductible or out-of-pocket maximum before choosing the coupon route.
Is femhrt birth control?
No. femhrt and its generics are approved for menopausal vasomotor symptoms and prevention of postmenopausal osteoporosis, and contain 5 or 2.5 micrograms of ethinyl estradiol. The contraceptive formulations sharing these ingredients contain 20 or 30 micrograms and are approved to prevent pregnancy.
Is femhrt a controlled substance?
No. The FDA labeling lists DEA Schedule: None. It's a prescription medication, but it isn't a controlled substance.
Can I pick the cheaper strength to save money?
No. The strength is a clinical decision your prescriber made for your situation, not a shopping preference. If cost is a problem, say that to your prescriber directly — there are other levers, including quantity, substitution, and different products.
Will the pharmacy automatically give me a generic?
Not always. It depends on how your prescription was written, your state's substitution rules, your coverage, and what's in stock. A 'dispense as written' instruction can restrict substitution. Ask the pharmacist.
Does the Cost Plus Drugs price include shipping?
No. Cost Plus displays a medication price; shipping and location-based taxes are added at checkout. Compare the final checkout total, not the listed price.

Your next step, depending on where you are

If you…Do thisGo to
Already have a quote and want to know if it's fairNormalize it to 28 days, then have the pharmacist compare their cash price against a discount cardPrice Checker
Were told it's discontinued and don't know what's nextTake the six questions to your pharmacist, and ask your prescriber the three rewrite questionsPharmacy script
Want the lowest published price and can wait for deliveryPrice the 90-tablet direct-cash route, then add shipping at checkoutWhere to fill it
Don't have a prescriber, or can't get inFind the care model that fits your insurance, state, and situationFind My HRT Path
Are on Medicaid or Medi-CalNeither online option above will work for you. Start with a community health center or your existing clinic.See above

Still not sure which HRT program is right for you?

Take our free matching quiz — about 1–2 minutes, and you’ll get a personalized action plan you can bring to your first consult.

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Sources

All checked August 1, 2026 unless the source states its own date.

  1. U.S. Food and Drug Administration. Merck Sharp & Dohme LLC, et al.; Withdrawal of Approval of 35 New Drug Applications.Federal Register, Vol. 88, No. 170, pp. 60690–60691. September 5, 2023. Docket No. FDA-2023-N-3549.
  2. U.S. Food and Drug Administration. Federal Register determinations that the femhrt reference products were not withdrawn from sale for reasons of safety or effectiveness.
  3. DailyMed, U.S. National Library of Medicine. Current prescribing information for Fyavolv (Lupin), Jinteli (Teva), and norethindrone acetate and ethinyl estradiol tablets (Nivagen). Accessed August 1, 2026.
  4. DailyMed. FEMHRT — norethindrone acetate/ethinyl estradiol tablet (archived labeling record). Accessed August 1, 2026.
  5. Lupin Limited. Lupin Launches Generic Femhrt Tablets in the US. Company press release.
  6. Glenmark Pharmaceuticals U.S. Norethindrone Acetate and Ethinyl Estradiol Tablets USP, 0.5 mg/2.5 mcg & 1 mg/5 mcg product catalog, and Copay Assistance Programs page. Accessed August 1, 2026.
  7. Mark Cuban Cost Plus Drug Company. Norethindrone acetate–ethinyl estradiol 90-tablet product pages, both strengths. Accessed August 1, 2026.
  8. SingleCare. Fyavolv, Jinteli, and norethindrone–ethinyl estradiol price pages. Accessed August 1, 2026.
  9. WellRx. Fyavolv and Jinteli price pages, ZIP 77381. Accessed August 1, 2026.
  10. Drugs.com. femhrt and Jinteli price guides; generic femhrt availability page. Accessed August 1, 2026.
  11. Honeybee Health. Norethindrone + ethinyl estradiol product page. Accessed August 1, 2026.
  12. Medicare.gov. 2026 Part D drug costs and Extra Help.
  13. Internal Revenue Service. Publication 969, Health Savings Accounts and Other Tax-Favored Health Plans; Publication 502, Medical and Dental Expenses.

Prices change. Everything above was captured on the date shown and is re-checked monthly.


🧮 femhrt 28-Day Price Checker

The interactive price checker is coming soon. In the meantime: divide the total you were quoted by the tablet count, then multiply by 28. That’s your per-28-day cost. Multiply by 13 for a 364-day estimate.

Formula:(total ÷ tablets) × 28 = per-28-day cost


Educational information only — not medical advice, and not a substitute for your clinician or pharmacist. Prices are dated snapshots from published sources, not guaranteed quotes; confirm with your pharmacy before you fill. We re-verify pricing on this page monthly and the full page quarterly. Found something wrong? Tell us— we publish corrections.

Last updated: . Last verified: .

Sources: Federal Register Vol. 88, No. 170 (Docket FDA-2023-N-3549); DailyMed prescribing information for Fyavolv, Jinteli, and Nivagen generics; Glenmark Pharmaceuticals U.S.; Cost Plus Drugs; SingleCare; WellRx; Drugs.com; Honeybee Health; Medicare.gov; IRS Publications 969 and 502. All captured August 1, 2026.