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Cost Breakdown · Verified July 2026

PlushCare HRT Cost (2026): What You'll Really Pay

HI
The HRT Index Editorial TeamIndependent women's health research
Published:Last reviewed:
Editorial research — not medically reviewed by a clinician. Why this label
No affiliate deal with PlushCare— our links to PlushCare are plain, unpaid links and we earn nothing if you book. A few links to other providers (Midi, Hers, Sesame, Winona) are affiliate links, labeled right next to each link. See our affiliate disclosure. This is general information, not medical advice.
PlushCare HRT cost breakdown: $19.99 membership, $129 per visit, medication separate — first year $610–$970, verified July 2026

Verified July 2026 · Independent · Unpaid link on image

PlushCare HRT cost at a glance

PlushCare HRT cost is not $19.99 total— that's the monthly membership, after a 30-day free trial. Doctor visits are separate ($129 cash, or often $30 or less in-network), and your medication plus any labs costs extra. An insured price at checkout is an estimate, and PlushCare may bill you more once your claim is processed. In the scenarios we ran, a first year lands around $610–$670 with insurance or $710–$970 cash on generic hormones — with one exception that climbs past $3,200, which we show you exactly how to avoid.

PlushCare HRT cost components verified July 2026
CostPublished amount (verified July 20, 2026)In the $19.99?
Membership$19.99/month, or $149/year — first 30 days freeThis is the membership
Doctor visit~$30 or less in-network; $129 for each visit in cashNo
MedicationSeparate, at your own pharmacy. PlushCare's pill example: $130–$240/mo; generic estrogen + progesterone with a coupon is often far lessNo
Labs / mammogramVariable, and only if a clinician orders themNo

Sources: PlushCare HRT page and How It Works. Prices change — confirm on PlushCare before booking.

✓ PlushCare is a good fit if you:

  • Want FDA-approved HRT (pill, patch, gel, cream, or ring)
  • Want to use commercial insurance
  • Like keeping your own pharmacy to shop the medication price
  • Already use — or want — one app for everyday primary care too

✗ PlushCare is the wrong choice if you:

  • Want testosterone (prescribes no controlled substances)
  • Want injections or pellets
  • Use Original Medicare Part B, or need Medicaid billed
  • Want one flat monthly price with medication included
  • Want a doctor who only treats menopause

Unpaid link to PlushCare — we earn nothing if you book.

How much does PlushCare HRT cost in 2026?

PlushCare HRT has four possible costs: the membership, the doctor visit, the medication, and any labs. The $19.99 membership is only one of them. Your real total depends mostly on whether you use insurance, how many visits you have, which hormone you take, and your pharmacy's price. That's where the “it's only $19.99” confusion comes from — so let's pull the four apart.

1

The membership

$19.99 a month, or $149 a year, with the first 30 days free. Paying monthly for a full year works out to about $219.89 after the free month, so the annual plan saves roughly $71. The membership buys the platform: same-day booking, unlimited messaging with your care team, discounted labs, and a prescription discount card. It does not buy the visit, the medication, or lab work.

Note: One thing most reviews miss: PlushCare's terms say the membership fee is not a prerequisite for medical care, and it points patients to a limited-access option. If you'd rather not carry a membership, ask PlushCare about limited access before you book.

2

The doctor visit

With insurance, PlushCare says most in-network patients pay $30 or less per visit — but that's an estimate, not a guarantee (more on why below). In cash, it's $129 for each visit, follow-ups included.

3

The medication

You pay for this at your own pharmacy, and it's usually the biggest variable. PlushCare's page gives an example of $130 to $240 a month for pills, but it doesn't say which products, doses, or pricing basis. Generic estrogen and progesterone with a coupon are often a fraction of that — real numbers below.

4

Labs or a mammogram, if ordered

Not included, not always required. PlushCare lists some $15 in-person Quest tests (a PlushCare physician has to place the order), and its HRT page says a clinician may ask for a recent mammogram before prescribing. Budget for these — but don't assume either is automatic.

What could the first month cost?

The membership is free for the first 30 days, so month one is mostly the visit plus your medication:

PlushCare HRT first-month cost examples
First-month exampleWhat you'd pay
Insured, low copay (~$30 visit + ~$30 meds)~$60
Cash, generic estrogen + progesterone with a coupon$129 visit + ~$35 meds = ~$164
Cash, using PlushCare's $240/mo pill example$129 + $240 = ~$369

Illustrative only. Labs, imaging, insurance adjustments, and extra visits not included.

What could a full year cost?

The table below assumes the $19.99 monthly membership (about $219.89 after the free month) and three visit-count scenarios:

PlushCare HRT full-year cost scenarios by payment type and visit count, verified July 2026
Your setup (first year)1 visit2 visits3 visits
Insured— ~$30/visit + ~$30/mo medication~$610~$640~$670
Cash— $129/visit + generic estrogen + progesterone (~$30/mo with coupon)~$710~$840~$970
Cash— $129/visit + PlushCare's $240/mo pill example, no coupon~$3,230~$3,360~$3,487

Switch to the $149 annual plan and subtract about $71 from every number above. These are budgeting scenarios, not quotes or a recommended visit count. Medication figures are examples; your price depends on the exact product and pharmacy.

The $3,000+ path only happens one way: applying PlushCare's own $240-a-month pill example for twelve months with no discount card. You can usually pay far less by choosing a generic and using a coupon — most of the medication section below is about exactly that.

See your own number

Your copay, your medication, and your visit count are personal. Enter them below for a real first-year budget.

See PlushCare's current HRT pricing (unpaid) · or find your best-fit path in about 90 seconds.

How PlushCare's billing works — and the trap to avoid

PlushCare's loudest complaints aren't about the medical care — they're about billing. The $19.99 membership renews automatically after the free first month, and some people were charged after they thought they'd canceled. Set a reminder for day 28. If you don't want to keep the membership, cancel before it renews and save the confirmation. That kills the auto-renew surprise cold.

That reminder stops the subscription renewal. It does not stop an insurance coding dispute or a post-claim charge — that's a separate part of the billing complaints. For that, verify your plan before you book and keep your EOB. Two different problems, two different fixes.

The one-step fix:

Set a phone reminder for day 28 of the free trial. Cancel before that if you don't want the $19.99 to start. Email info@plushcare.com and save the confirmation.

Now the part that should raise your confidence. PlushCare does notbundle everything into one flat monthly price — and if a single predictable “all-in” number is what you want most, Hers (affiliate link) is the better fit. But because PlushCare unbundles the pieces and sends your prescription to your own pharmacy, you keep the ability to shop the medication price. The flaw and the feature are the same coin.

How much does PlushCare HRT cost with insurance — and could you be charged more later?

PlushCare says most in-network patients pay $30 or less per visit, but the price at checkout is an estimate, not a final bill. PlushCare charges your estimated share when you book, then sends the claim to your insurer. It usually hears back in about four weeks — at which point you may owe more, or get a refund. Your medication is billed separately at your pharmacy.

How the money moves (insured):

  1. 1You enter your plan details when you book.
  2. 2PlushCare gives you a good-faith cost estimate.
  3. 3Your card is charged that estimated amount.
  4. 4PlushCare sends the claim to your insurer.
  5. 5Your insurer processes it (about four weeks).
  6. 6Your EOB — your 'Explanation of Benefits' — shows the share your insurer decided you owe. It's not a bill itself; check the provider's bill against it.
  7. 7PlushCare bills you the difference, or refunds you.

Why can the estimate change?

  • › Your deductible— if it hasn't been met, you may owe some or all of the insurer's allowed amount for the visit.
  • › Your copay (a fixed fee) or coinsurance (a percentage you pay).
  • › How the visit is coded— primary care or specialty.

Takeaway:compare your plan's estimate with PlushCare's $129 cash price before you pick a payment path. Don't assume “I have insurance” automatically means cheaper — if your deductible is nowhere near met, cash can be the simpler choice.

Medicare and Medicaid: read this before you book

PlushCare Medicare and Medicaid coverage status verified July 2026
CoveragePlushCare's current position (verified July 20, 2026)
Original Medicare Part BNot accepted since January 1, 2026. Medicare rules also bar PlushCare from taking cash from Part B patients or billing a supplemental plan.
Medicare Advantage (Part C)Someplans accepted — enter your insurance at booking to check.
MedicaidNot accepted as insurance. You may be able to self-pay, but confirm whether paying cash affects your Medicaid coverage.
Commercial insuranceMany major plans accepted (Aetna, Blue Cross Blue Shield, Anthem, Humana, Cigna, and more) — confirm your exact plan, not just the carrier.

Source: PlushCare Medicare Part B notice and How It Works.

The insurance question to copy and ask your plan:

“I'm considering a telehealth visit with PlushCare for menopause symptoms. Can you confirm whether PlushCare is in-network for my exact plan, how the visit is coded, what I'll owe based on my current deductible, and whether my likely estrogen or progesterone prescription needs prior authorization?”

Prior authorizationmeans your plan requires approval before covering a specific medication. A two-minute call up front is the single best way to avoid the surprise bills that fill PlushCare's negative reviews.

On Original Medicare Part B or Medicaid?

PlushCare isn't an option — not even for cash (for Part B). Midi doesn't bill Medicare either; Sesame requires you to certify you're not a Medicare, Medicaid, or TRICARE beneficiary. Your cleanest paths are a local in-network clinician or a provider that specifically accepts your Medicare Advantage or Medicaid plan.

Find a path that accepts your coverage →

How much does PlushCare HRT cost without insurance?

Without insurance, budget for the $19.99 monthly membership (after the free month), $129 for each doctor visit, your medication, and any labs. On generic hormones with a coupon, a cash year in our scenarios ran about $710–$970— the number that matters is your annual total, not the low first-visit price.

Here's the trap for cash-pay shoppers: two providers can advertise similar starting prices and cost very different amounts over a year. One charges $129 for every follow-up. Another bundles everything into a flat monthly fee with medication included. The advertised “from” price doesn't tell you which is cheaper for you— your visit count and medication do.

PlushCare makes sense cash-pay when:

  • You expect only a couple of visits a year
  • Your generic pharmacy price is low
  • You want the everyday primary-care perks too
  • You value same-day access and your own pharmacy

A bundled flat-fee model may be simpler when:

  • You want medication included in one price
  • You expect frequent check-ins
  • You'd rather have one fixed number
Compare flat-fee and bundled models →

Free · 90 seconds · independent

How much do PlushCare HRT medications cost?

PlushCare publishes a $130–$240 monthly example for HRT pills and an average insured copay of about $30. It doesn't identify the products, doses, or whether that range is retail, generic, or brand. Because PlushCare sends the prescription to your own pharmacy, you can shop the price — and generics are usually far cheaper.

Generic HRT medication prices with GoodRx coupon, 2026
Generic medication (with a GoodRx-style coupon)Common price range, 2026
Oral estradiol (a common estrogen pill)~$10–$30/mo
Estradiol patch~$34–$45/mo
Estradiol gel~$40+/mo
Micronized progesterone (body-identical)~$15/mo

Source: publicly listed GoodRx generic cash prices, 2026. Gels and brand-name products can cost more — check your exact product at your pharmacy.

PlushCare doesn't publish prices for patches, gels, creams, or rings

Only the $130–$240 pill example appears on PlushCare's page. Don't assume that's your number. Ask which exact medication a clinician would prescribe and check its price at your pharmacy before booking.

The “up to 80% off” discount card is not a guarantee

It's a discount card, not insurance. Your actual saving depends on the drug and pharmacy — sometimes it's large, sometimes a GoodRx coupon beats it, sometimes your insurance is cheapest. Keeping your own pharmacy lets you pick the lowest of the three.

FDA-approved vs. compounded — know which you're getting

This matters for both cost and safety, and PlushCare is clear about it. Its page centers on FDA-approved estrogen and progesterone and states that compounded bioidentical hormones are “not FDA approved or recommended.”

FDA-approved

Reviewed by the FDA for safety, effectiveness, and consistent dosing. Sold at regular pharmacies and often covered by insurance.

Compounded

Custom-mixed by a pharmacy for one patient. A compounded drug is not FDA-approvedas a finished drug. PlushCare doesn't offer these — if you specifically want one, a different provider is the better fit.

Both can be called “bioidentical” (describes molecular structure only — not an FDA safety stamp or proof of superiority). PlushCare notes Bijuva as an FDA-approved bioidentical option (estradiol + progesterone capsule for hot flashes).

Ask PlushCare about your exact medication before booking →

Unpaid link.

Are labs, mammograms, and follow-ups included?

No. PlushCare says medication and lab costs are not included, and its HRT page says a clinician mayask for a recent mammogram before prescribing. There's no published “HRT lab panel” price and no required follow-up schedule — budget for a possible lab or mammogram, but don't assume either is automatic.

Labs

PlushCare lists some $15 in-person Quest tests (a PlushCare physician has to place the order), and at-home test kits can be requested by email. There's no published HRT-specific panel or price, so don't assume the $15 covers everything HRT might need. Whether you need labs, and which ones, depends on your history.

Mammogram

PlushCare says a clinician may ask for a mammogram from within the past year before prescribing menopause HRT. That's a possible PlushCare requirement — not a universal rule. If you already have a recent one, it can save a delay.

Follow-ups

PlushCare describes HRT as needing monitoring, but doesn't publish a set follow-up cadence. Ask your clinician how often check-ins are expected and whether each one is a separate $129 (or copay) visit. Unlimited messaging is included — but don't count on it to replace a billed follow-up unless PlushCare confirms that for HRT.

Can you use HSA or FSA funds for PlushCare HRT?

Yes — for eligible visits, prescriptions, and clinician-ordered labs. You cannot use HSA or FSA funds for the membership fee. Keep a regular card on file for the $19.99 (or $149) membership, even if everything else comes from your health account.

PlushCare HSA and FSA eligibility by expense type
ExpenseHSA/FSA eligible?
Doctor visitYes
PrescriptionUsually yes
Clinician-ordered labsUsually yes
Membership feeNo

Need a receipt? PlushCare can provide an itemized one on request. Confirm eligibility with your own plan, since rules vary.

Can you cancel PlushCare, and what's refundable?

You can cancel your PlushCare membership anytime, but a paid term generally runs to its end date rather than being refunded. A visit usually isn't refundable once a clinician has assessed you, given advice, ordered labs, or referred you out — even without a prescription. Cancel in writing and save the confirmation.

How to cancel cleanly

  • Cancel through account settings, or email info@plushcare.com
  • Cancel before the free trial or renewal date
  • Save the confirmation and note the effective end date

The $75 appointment rule

Cancel or reschedule at least two hoursbefore your visit and there's no charge. Within two hours — or a no-show — is a $75 fee.

Membership refunds

A paid term runs through its end date — no prorated refund unless PlushCare's terms or your state require one.

When a visit may not be refunded

Once a clinician evaluates you, gives advice, orders labs, or refers you out — that counts as a service rendered, even without a prescription.

What real users say about billing

3.4 / 5

Trustpilot (2,733 reviews)

Last verified: July 20, 2026

Complaints: billing, post-claim charges, support

4.9 / 5

Apple App Store (~143,000 ratings)

Last verified: July 20, 2026

Praise: individual doctors, convenience

Very different review populations — not directly comparable. None of this speaks to medical results. Manage your renewal date and verify your plan, and you avoid the most common complaints.

Read PlushCare's Refund Policy → Unpaid link.

Is PlushCare a legitimate telehealth company?

Yes — PlushCare is a real, established telehealth company with board-certified doctors and nationwide access. Its BBB profile lists an A- rating, accreditation since December 11, 2014, and 13 years in business. It's now owned by Transcarent, which completed its merger with Accolade on April 8, 2025.

BBB Rating

A-

Accredited since Dec 11, 2014

In business

13 yrs

Founded under Accolade

Current owner

Transcarent

Merger completed April 8, 2025

“Legit” doesn't mean everyone qualifies or gets a prescription — it means this is a genuine medical practice, not an anonymous hormone storefront. BBB accreditation is a standards listing, not an endorsement.

What PlushCare's HRT does not cover (and where to go instead)

PlushCare treats menopause symptoms with FDA-approved estrogen and progesterone. It does notprescribe testosterone, offer injections or pellets, or make compounded custom formulas. Those aren't small print — they're the reasons some people pay for a $129 visit and don't get what they came for.

No testosterone or TRT

PlushCare states plainly that it does not prescribe controlled substances, and testosterone is a Schedule III controlled substance. No TRT for men; no testosterone add-on for women. No testosterone product is FDA-approved specifically for women in the U.S. Expert guidance supports carefully monitored, off-label testosterone only for certain postmenopausal women with HSDD (hypoactive sexual desire disorder) after a full evaluation. If that path fits you, Midi Health offers a compounded testosterone program for women in 25 states — with the honest caveat that it's not FDA-approved for women.

No injections or pellets

PlushCare's page says directly that it “does not offer injection or pellet hormonal therapy.” Pills, patches, gels, creams, and rings only.

No compounded formulas

PlushCare centers on FDA-approved hormones and calls compounded bioidentical hormones “not FDA approved or recommended.” If you and a clinician specifically want a compounded formula, Winona (affiliate link) is built around them — with the clear caveat that compounded products are not FDA-approved finished drugs.

Find your best-fit path in about 90 seconds →

Routes by symptoms, state, and what you're actually looking for.

PlushCare vs. Midi, Hers, Sesame, and Winona

PlushCare is a strong value for an insured woman who wants FDA-approved menopause HRT plus everyday primary care in one app. It's a weaker fit if you want a menopause specialist, one flat all-in price, testosterone, or you're on Original Medicare Part B or Medicaid.

PlushCare, Midi, Hers, Sesame, and Winona comparison — price, insurance, and medication type, verified July 2026
ProviderStarting priceMeds included?InsuranceFDA or compounded
PlushCare(no affiliation)$129/visit or ~$30 copay + $19.99/mo or $149/yrNo (own pharmacy)Commercial plans; not Part B or MedicaidFDA-approved; no compounded
Midi Health~$250 first / ~$150 continued self-pay; insurance copayNoMany commercial PPOs; 50 statesFDA-approved + non-hormonal; compounded testosterone (25 states)
Hers(affiliate)From $79/mo pills; $134/mo patches (12-mo plan, meds included)YesNo (cash)FDA-approved estradiol + progesterone
Sesame(affiliate)$59/mo menopause subscription (medication extra)Basic labs if orderedNot billed (cash); not for federal beneficiariesFDA-approved options
Winona(affiliate)Compounded cream $89/mo; progesterone $39/mo; estrogen tabs $54/mo; patch $149/mo; no membershipYesNot billed (HSA/FSA may apply)Compounded creams (not FDA-approved); tablet + patch options — confirm each

Prices verified July 20, 2026 from each provider's own pages; confirm before booking.

Choose PlushCare if

you want insurance-billed, FDA-approved hormones at your own pharmacy, you're comfortable paying for a visit rather than a guaranteed prescription, and you like one app for everyday care.

See PlushCare's current HRT pricing → (unpaid link)

Choose Midi if

you want insurance-based menopause care in all 50 states, a menopause specialist, or a monitored testosterone program for women. Self-pay: ~$250 first visit / ~$150 continued care; with insurance it's your plan's copay or coinsurance. Midi doesn't bill Medicare or Medicaid.

Read our Midi Health review →

Choose Hers if

you want one flat price with the medication included and no membership to manage. FDA-approved estradiol and progesterone from $79/mo (patch from $134/mo), on a 12-month plan.

See if Hers fits → (affiliate link)

Choose Sesame if

you want the lowest cash entry or a labs-included plan, and you're not a Medicare, Medicaid, or TRICARE beneficiary. The menopause subscription is $59/month; medication is extra.

Check Sesame's menopause pricing → (affiliate link)

Choose Winona if

you and a clinician specifically want a compounded bioidentical cream, cash-pay — its compounded creams start at $89/mo, no membership. Compounded products are not FDA-approved finished drugs; it also lists tablet and patch options, so confirm each product's status.

Explore Winona's options → (affiliate link)

Still torn between models?

Take the free HRT matching quiz →

About 90 seconds · shows your best-fit route + two backups · PlushCare included if it's your best value

What to verify before you pay for PlushCare HRT

Before you enter payment details, confirm five things: that PlushCare is in-network for your exact plan, what you'll owe against your deductible, which medication and pharmacy price you're looking at, whether labs or a mammogram are needed, and when the membership renews.

Pre-booking checklist:

  • PlushCare is in-network for my exact plan (not just my carrier).
  • I know whether I'll pay a copay, coinsurance, or my full deductible.
  • I know the likely medication and its price at my pharmacy.
  • I've asked whether a recent mammogram or records may be required.
  • I know how many follow-ups may be expected and what each costs.
  • I've noted my free-trial end date and how to cancel.
  • If I'd rather skip the membership, I've asked PlushCare about limited access.

Questions worth asking PlushCare directly:

  • Can a clinician evaluate my menopause symptoms by telehealth in my state?
  • Is the $149 annual membership available in this booking flow?
  • Can my prescription be mailed, or only sent to a local pharmacy?
  • What happens — and what's refunded — if I'm referred to in-person care?
Open PlushCare's Current HRT Pricing →

Verify your plan before you book. Unpaid link.

How we verified this — and what we couldn't

We built this cost breakdown primary-source first: reading PlushCare's HRT, How-It-Works, membership, Medicare, refund, controlled-substances, and lab pages; separating verified prices from marketing; checking medical and regulatory claims against the FDA and professional guidance; and basing fit recommendations on your situation, not on who pays us. This follows the The HRT Index Verification Standard.

What we verified ():

  • Membership ($19.99/mo, $149/yr, 30-day free trial), cash visit ($129 each), and the insured "$30 or less" estimate — PlushCare's How-It-Works and HRT pages.
  • Membership not being a prerequisite for care (limited-access option exists) — PlushCare's terms.
  • The $75 late-cancel / no-show fee and refund terms — PlushCare's How-It-Works and refund pages.
  • Medicare Part B not accepted since January 1, 2026; some Medicare Advantage accepted; Medicaid not billed — PlushCare's Medicare notice.
  • HSA/FSA eligibility (visits, meds, labs — not membership) and the $15 Quest test listing.
  • No controlled substances / no testosterone; no injections or pellets; compounded BHRT "not FDA approved or recommended" — PlushCare's HRT and controlled-substances pages.
  • Ownership: Transcarent completed merger with Accolade in April 2025.
  • BBB A- rating, accredited since December 11, 2014. Trustpilot 3.4/5 (2,733 reviews) and App Store 4.9/5 (~143,000 ratings).
  • Generic medication price ranges — publicly listed GoodRx prices.
  • Alternatives (Midi, Hers, Sesame, Winona) — each provider's own pages.

What we could not fully verify (confirm before you rely on it):

  • Whether the $149 annual plan appears in the HRT checkout specifically.
  • A single published HRT lab-panel price (PlushCare doesn't publish one).
  • The complete HRT medication list and each product's FDA-approved-vs-compounded status.
  • The exact current account path to cancel (email confirmation is the reliable route).

Last verified:

PlushCare HRT cost: frequently asked questions

Verified July 2026.

Is PlushCare HRT really $19.99 a month?
No. $19.99 (or $149/year) is the membership after a free 30-day trial. Doctor visits, medication, and any labs are separate. In our scenarios, a first year ran about $610–$670 with insurance or $710–$970 cash on generic hormones.
Does the PlushCare membership include doctor visits?
No. Insured patients pay their plan's share (often ~$30 estimate), and the cash price is $129 for each visit. The membership covers the platform — booking, messaging, discount card, and lab discounts — not the visit or the medication.
Does PlushCare require a membership for HRT?
PlushCare's terms say the membership fee is not a prerequisite for medical care, and it points patients to a limited-access option. The public page doesn't state that option's price or which HRT features come with it — confirm the details with PlushCare before booking.
How much is PlushCare HRT with insurance?
PlushCare says most in-network patients pay $30 or less per visit, but that's an estimate. It charges your estimated share at booking, then reconciles after your insurer processes the claim (about four weeks), so you may owe more or get a refund. Medication and labs are separate.
How much is PlushCare HRT without insurance?
Budget for the $19.99 monthly membership (after the free month), $129 for each visit, and your medication. PlushCare's pill example is $130–$240/month, but generic estrogen and progesterone with a coupon are often far less — our cash scenarios ran $710–$970 for the first year.
Are HRT medications included in the price?
No. You fill prescriptions at your own pharmacy and pay there, using insurance, a discount card, or PlushCare's up-to-80%-off card — whichever is cheapest.
Is the annual membership cheaper than monthly?
Yes. The annual plan is $149 versus about $219.89 for a year of monthly payments — a saving of roughly $71. Confirm the annual option appears when you book HRT.
Can one PlushCare membership cover family members?
PlushCare says one membership can be shared with up to five adult family members at no extra membership charge. Each person still pays her own visit fee or copay.
Can I use HSA or FSA funds?
Yes for eligible visits, prescriptions, and clinician-ordered labs. No for the membership fee, so keep a regular card on file.
Does PlushCare accept Medicare?
It stopped accepting Original Medicare Part B on January 1, 2026, and can't take cash from Part B patients. Some Medicare Advantage (Part C) plans are accepted — check at booking.
Does PlushCare accept Medicaid?
Not as insurance. You may be able to self-pay, since PlushCare doesn't require insurance, but confirm whether paying cash affects your Medicaid coverage.
Does PlushCare offer a military or veteran discount?
PlushCare says it offers a self-pay visit discount for veterans and active-duty military members, but it doesn't publish the amount. Confirm the current discount before booking.
Does PlushCare ship HRT medication?
PlushCare normally sends prescriptions to a local pharmacy. Its terms say mail-order may be available for certain prescriptions — availability depends on the medication, state, and pharmacy.
Will I get a refund if the doctor doesn't prescribe HRT?
Not necessarily. A visit may be non-refundable once a clinician assesses you, gives advice, orders labs, or refers you out — even without a prescription. Refunds apply mainly when PlushCare's doctors can't treat or assess you at all.
Does PlushCare prescribe testosterone?
No. PlushCare prescribes no controlled substances, and testosterone is a Schedule III controlled substance. There's no TRT for men and no testosterone add-on for women through PlushCare.
Does PlushCare offer hormone injections or pellets?
No. Its HRT page says it does not offer injection or pellet hormone therapy — only pills, patches, gels, creams, and rings.
How do I cancel my PlushCare membership?
Cancel through your account settings if available, or email info@plushcare.com, ideally before the free trial renews. Save the confirmation. A late cancel or no-show for a booked visit is a $75 fee.
Does PlushCare prescribe only FDA-approved HRT?
Its HRT page centers on FDA-approved estrogen and progesterone and says compounded BHRT is "not FDA approved or recommended." It doesn't publish a complete formulary — ask which exact medication would be prescribed and confirm its status.

Still not sure which HRT program is right for you?

Take our free 90-second matching quiz. Answer a few questions about your symptoms, insurance, formulation preference, and state — and we'll show you your best-fit route and two backups. PlushCare is included if it's your best value.

Quiz: free · independent · evidence-first · PlushCare link: unpaid

Sources & last verified

Last verified: . We re-check pricing and policies monthly, and medical/regulatory facts quarterly.

  1. PlushCare — Hormone Replacement Therapy (HRT) online. Verified July 20, 2026.
  2. PlushCare — How It Works (membership, $129-per-visit pricing, cancellation, insurance, family plan, limited access). Verified July 20, 2026.
  3. PlushCare — Medicare Part B Coverage notice (Part B not accepted effective Jan 1, 2026). Verified July 20, 2026.
  4. PlushCare — Refund Policy, Controlled Substances Policy, and Lab Testing page. Verified July 20, 2026.
  5. Transcarent — Transcarent Completes Merger with Accolade (April 8, 2025).
  6. Better Business Bureau — PlushCare, Inc. profile (A- rating; accredited since December 11, 2014).
  7. U.S. FDA — Compounding and the FDA: Questions and Answers; Menopause guidance.
  8. ACOG — Hormone Therapy for Menopause and guidance on hormone-level testing.
  9. GoodRx — publicly listed generic prices for estradiol and micronized progesterone, 2026.
  10. Trustpilot and Apple App Store — PlushCare ratings as of July 20, 2026.
  11. Midi Health, Hers, Sesame, and Winona — official pricing pages, verified July 20, 2026.

This article is for general information and is not medical advice. Hormone therapy decisions should be made with a licensed clinician who knows your history. The HRT Index has no relationship with PlushCare and earns nothing if you choose them. Some links to Midi, Hers, Sesame, and Winona are affiliate links — see our affiliate disclosure. Last verified .